Do you want to grow your company? You can power your company’s growth with compensation management. With the right compensation package, you can attract top-quality employees to your business. Top employees have a lot of options, and they can afford to be choosy when looking…
“Wow, for the same premium I can get 5 times more life insurance than critical illness coverage! Sign me up for Life!” ~Insurance Applicant impulsively buying in. At first glance, insurance premiums are not what people expect. Buyers expect that a policy’s cost is directly tied to what is…
Investors should recognize what financial advisers can, and can’t, do. The new regulation requires anyone getting paid to provide investment guidance on a retirement account to act solely in the investor’s best interest. But what that means and how to measure it are as murky as…
Through her accountant, Ellen approached us to help manage the portfolio she inherited following her husband’s passing a few years earlier. She had adjusted to her new circumstances and was building a life on her own when she decided that changes to her investments were…
Paul recently retired from a very successful dental practice and had always taken control over his own financial affairs. During his first year in retirement he made his own investment decisions and invested significant monies while closely following the market commentary and reading up on…
It’s been about a year since the Canadian Securities Administrators introduced changes to the industry-governing client relationship model. The CRM2 initiative requires advisers to more fully disclose performance and the fees they charge. To a large extent, these changes were born of our regulators’ response…
The risk of growing old, or infirmed, are not the only reasons that you should be thinking of planning to pass on your business. Your business value will increase if you are planning for its, and your own, future. By looking ahead to exit strategies…
The personal Perspective Life insurance is well known for its ability to provide liquidity to fulfill financial obligations arising on death. What is less well known is that life insurance is a versatile financial instrument that can also be used to accumulate wealth, preserve assets…
Hearing that you ought to update your will is little bit like being told to take up jogging. But here are four reasons why it’s really important. We asked Bill Thomson from O’Sullivan Estate Lawyers the following 4 questions: Everybody knows that updating your will…
“High net worth individuals don’t just leave money at the end of their life – they leave a legacy led by example. A legacy of values, dreams and a solid foundation for future generations. The path to success is communication, education and partnership. The Integrated…